Finly is the calm money app — one ledger for every account, budgets that tell you exactly where you stand, and net worth tracked daily. No noise, no jargon, no upsells.
Finly handles the busywork — categorising, summarising, alerting — so the numbers on the screen are the only ones you have to think about.
Accounts, cash and investments on a single, calm timeline — entered by you, never scraped from your bank.
Quiet green when on track. Honest red when over. Never a guilt notification.
A single number that moves with you — and the small chart that explains why.
Organise spending your way, and let the assistant file a transaction for you when you'd rather just describe it.
“What did I spend on groceries in July?” — the assistant reads your ledger and answers, or records the transaction for you.
Your data is scoped to your account by row-level security, and Finly carries no advertising or tracking.
A single number tells you where you stand. The chart below tells you why. Everything else stays out of the way until you ask for it.
Quiet green when on track. Honest red when you're over. No guilt notifications, no streak gimmicks — just the number that matters for the next decision you make.
Smart rules categorise the first time and stick to it. Filters, search, and export — all from the keyboard if you want.
| Date | Description | Category | Account | Amount |
|---|---|---|---|---|
| Today | Paycheck · Acme Co. | Salary | Chase Checking | + $ 3,420.00 |
| Yesterday | Trader Joe's | Groceries | Amex Gold | − $ 64.30 |
| Yesterday | Lyft | Transport | Chase Checking | − $ 18.42 |
| May 22 | VTSAX rebalance | Investment | Fidelity | $ 500.00 |
| May 21 | Netflix | Subscription | Amex Gold | − $ 15.99 |
| May 20 | Freelance · Lumi project | Salary | Chase Checking | + $ 1,200.00 |
| May 19 | Whole Foods | Groceries | Amex Gold | − $ 89.10 |
No certifications we don't hold and no integrations we haven't built — just how your data is handled today.
Every query is scoped to your account by Postgres row-level security, tested against a real database on every commit.
Finly carries no advertising and no tracking or analytics software.
Erase any conversation, or all of them at once. The rows are removed from the database, not hidden.
Ask the assistant something and the relevant parts of your data are sent to an external model provider to answer it. They are named in our Privacy Policy.
Free while Finly is in early access. No card, no ads, and no tracking.